It's time to give your money a chance to grow. Invest in Fixed Deposit.
Fixed Deposits can help you to fulfill your dream of a financially-secure future for yourself and your family. You can earn a high interest for your hard-earned money and have peace of mind, by seeing
your wealth accumulate at an amazing speed while being in the safe custody of one of the leading nidhis in India. Our Fixed Deposit Scheme lets you invest your money with the certainty of a fixed interest
rate and a choice of terms.
Fixed Deposit
Higher Interest Rates
Safe Investment
Flexible Tenure
Loan / Overdraft Facility
| Tenure | Interest Rate |
|---|---|
| 1 Year | 8.00% p.a. |
| 2 Years | 9.00% p.a. |
| 3 Years | 10.00% p.a. |
| 4 Years | 11.00% p.a. |
| 5 Years | 12.00% p.a. |
Terms & Conditions:
- It is mandatory to become a member in Swamini Maa Ganga Nidhi Limited to open a F.D. Account.
- It is Mandatory to complete the KYC Norms.
- Open an account with your choice of period from 1 Year to 5 Years.
- Interest will be calculated on quarterly compound basis.
- Interest amount is subject to TDS deductions as per existing income tax rules.
- Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Fixed Deposit.
- Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
- The Member Account Holder shall surrender the F.D. Receipt/Bond/Advice and duly signed application to the company and the maturity shall be paid along with interest as per the above-mentioned Chart. No additional interest would be paid on the maturity amount, if taken after the scheduled period.
- Interest rates are subject to change at the sole discretion of the Swamini Maa Ganga Nidhi Limited.
- Swamini Maa Ganga Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.