Financial freedom comes from making the right choices while investing.
This scheme features interest payable at the contracted rate every month, on the fixed deposit which is accepted for any period from 1 year to 5 years. Suitable for investors who want to earn a regular
fixed income with guaranteed returns at a certain rate of interest every month. If you’re looking to get monthly income, you can choose the option to get payouts on a monthly basis.
Monthly Income Plan
Higher Interest Rates
Safe Investment
Fixed Monthly Income
Loan / Overdraft Facility
| Tenure | Interest Rate |
|---|---|
| 1 Year | 8.50% p.a. |
| 2 Years | 9.50% p.a. |
| 3 Years | 10.50% p.a. |
| 4 Years | 11.50% p.a. |
| 5 Years | 12.50% p.a. |
Terms & Conditions:
- It is mandatory to become a member in Swamini Maa Ganga Nidhi Limited to open a M.I.P. Account.
- It is Mandatory to complete the KYC Norms.
- Open an account with your choice of period from 1 Year to 5 Years.
- Interest is paid/credited to the Savings account of the member during the last week of every month.
- Interest will be calculated on yearly compound basis.
- Interest amount is subject to TDS deductions as per existing income tax rules.
- Principal deposit will be given as Maturity Amount to member after minimum term 1 year & maximum term 5 years.
- Facilities: Loan facility is available against deposits. Nomination facility is available for deposits.
- Interest rates are subject to change at the sole discretion of the Swamini Maa Ganga Nidhi Limited.
- Swamini Maa Ganga Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.