Earn interest on your savings, open a Savings Account today & Start Savings.
The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. Save your hard-earned money at Swamini Maa Ganga Nidhi Limited and transform the way you
manage your money. Our Savings Account accommodates exclusive benefits and competitive rates to help you to grow your fund. Start earning up to 5.50%* p.a. on your money instantly with us.
Savings Account
Higher Interest Rates
Passbook / Statements
SMS / Email Alerts
Nomination Facility
| Average Monthly Balance | Interest Rate |
|---|---|
| Less than Rs.10000/- | 4.00% p.a. |
| Rs.10000/- and above | 5.00% p.a. |
Terms & Conditions:
- It is mandatory to become a member in Swamini Maa Ganga Nidhi Limited to open a Savings Account.
- It is Mandatory to complete the KYC Norms.
- Savings Account is of continuing nature. There is no maximum period.
- Loan will not be provided against the balance kept in Savings Account.
- Interest amount is subject to TDS deductions as per existing income tax rules.
- Rate of Interest for Senior Citizens, Women & Ex-servicemen shall be 0.50% higher than normal prevailing interest rate on Savings Account.
- Interest rates are subject to change at the sole discretion of the Swamini Maa Ganga Nidhi Limited.
- Swamini Maa Ganga Nidhi Limited reserves the right to alter or add to these rules at any time without any notice.